How Our Legal Policy Applies to You
Our terms and conditions are written to be read alongside the laws that apply where you live. Because access and eligibility depend on local law, we ask you to verify that opening an account with us is permitted in your region before proceeding. Once your account
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is active, every transaction you make — whether you fund it through DANA, OVO, GoPay, or QRIS — is subject to these terms. We retain transaction records for a period consistent with Indonesian financial-record requirements, and we process all account data under our privacy framework. If
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a payment is disputed, our team references the original QRIS or DANA confirmation timestamp as the binding record. Any update to these terms will be communicated to you via the email address registered to your account at least fourteen days before the change takes effect.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.